What we are about to tell you is a scam attempt quite incredible, as we’ve probably never talked about it. It’s all based on psychological pressure regarding your savings, with the aim of empty your bank account Obviously.
The chilling thing is that scammers seem to be able to spoof the number from which they call you, making it appear that he is actually calling you there your bank and even the Police post. It all starts with a call from your bank, which actually comes from scammers who manage to spoof the number from which they are calling you.
The first conversation is alarming because they will ask you to confirm or not some operations on your account, such as transfers of large sums of money. They will cunningly ask you to communicate your name and surname, which they obviously do not have, and also to access your home banking to check the latest movements. With this excuse they will also have the balance on the account communicated.
At this point they will tell you that there are some suspicious outbound transactions, slightly less than your total balance. This would make you panic, confirming that you obviously want to block them. At this point comes the most absurd aspect of the scam. The scammers will ask you to confirm to the Postal Police what is happening. A second number will then call you back, which you will read from the phone as Postal Police, with a phantom agent who will know your name and surname and the offending amounts (since they try to get them communicated with the first call from the fake bank).
The conversation we had with the fake Postal Police was chilling, with the sounds of police cars and switchboards playing in the background and a certain aggression and haste on the part of the officer.
The fake bank will then call you back, asking you to go to an ATM to carry out the moving your money on a according to IBANbecause the original one is compromised.
This second IBAN would be registered in your name, but only after the transfer of the funds will you be able to access it, before the transfer it will be registered in the name of a trusted bank consultant.
We obviously reported the fraud attempt to the bank, and they told us that it is not the first time they have heard about it. The serious part is that transfers, such as wire transfers, are made by ATM they are not revocable. So these scammers aim to empty your account, without having too many problems, and without giving you a chance to fix it once the scam has been carried out.
The bank also told us that software would exist able to simulate any telephone number on call. In fact, by trying to recall these numbers from the call register, we would actually be able to speak to the bank and the Postal Police.
how to spot the scam? Always keep in mind that your bank, even in the event of card cloning and identity theft, he will never ask you to carry out ATM transactions while on the phone with hypothetical bank operators or postal police officers.
In cases of emergency, the bank will take care of block everything and then will summon the account holder for unblocking.
Be absolutely wary of similar requests. Even if you receive apparent calls from the bank, try searching for the names of consultants who show up on the phone on the internet, try giving untrue information to check if they really have all your data. And especially, never transfer even a single euro under no circumstances.
